Home Ownership Benefits
There are many benefits to owning a home over renting, both financially and socially. The price appreciation of the home you own will build up equity as you make your mortgage payments and the market value of your property increases over time. Come tax time, your mortgage interest payments will get you major deductions on federal and state income taxes. Home ownership also provides you with the stability of housing costs (with a fixed-rate mortgage plan) and the freedom and control to make your home exactly what you want it to be. Finally, it allows you to put down roots in your community, giving you a greater voice when it comes to the issues of your neighborhood.
A buyer’s agent guides you through the complicated process of real estate transaction, providing your with professional advice and answers to every question. Hiring an agent is a way to ensure you’re provided with all the best options to meet your needs and access to the most reliable professionals to help you with every aspect of the process.
Before you set out to make your purchase, it is imperative to know how much you can afford to pay. Many lenders will determine your credit using the 28/36 rule, in which no more than 28% of your household’s gross monthly income should go toward housing costs and your overall debt should not exceed more than 36% of your income. It is recommended that calculate this yourself and use it it as a guide to how much you can afford.
Dear Gary and Mischele:
It is with great pleasure that we write this letter of reference to recommend you both, Gary and Mischele Friberg, as the best real estate agents in Arizona. We have worked with your for the past six months selling our home in Corte Bella, Sun City West, Arizona and you have been superb.
Gary and Mischele, you have always displayed a high degree of integrity, responsibility, and ambition. You are definitely the elite real estate team in Corte Bella to use. In addition , your excellent advertising, open houses, and closing a deal skills have proven to us that you are both A-plus in selling homes, especially ours.
You have been extremely knowledgeable in all aspects of selling or buying a home and you would be an asset to any buyer or seller, and we are happy to give you our whole hearted endorsement.